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Money, Money, Money

The only currency accepted in New Zealand is the New Zealand Dollar.

ATM’s, banks and currency exchange offices are located in all major airports and a readily found throughout the country.


The New Zealand currency is broken down into the following denominations:

Coins: 10 cents, 20 cents, 50 cents, $1, $2

Notes: $5, $10, $20, $50, $100

New Zealand currency

Credit and debit cards

New Zealanders like to pay for everything on their credit and debit cards and therefore, the zip-zap machines are found in most shops. It’s even common place and acceptable to put drinks at bars, ice creams at convenience stores or even a packet of gum on plastic (be aware that some establishments may have a minimum spend on card).

International credit and debit cards are readily accepted in New Zealand, however if your card does not have a 4-digit pin code (check with your bank before you travel) you will need to sign for your purchases.


Tipping is not mandatory in New Zealand. If you feel you have received outstanding service, a 10% tip is always appreciated by staff, however it is not expected, and a service charge will not be added to your bill except in rare cases. For example, if you are dining at a restaurant as part of a large group (usually 10 or more) a 10% service charge may be added to your bill at the establishments discretion.


New Zealand banks are generally open Monday-Friday 9.30am-4.30 pm (some bank hours may vary).

Goods and Services Tax (GST)

All goods and services in New Zealand are subject to a 15% tax which will be included in the displayed price. If the GST has not been included in the displayed price this will be clearly indicated - if you are unsure, just ask the retailer or operator.